FREQUENTLY ASKED QUESTIONS

Everything you need to know
about Concommerce

General
Concommerce™️ is a structured procurement framework that enables businesses to access construction materials based on transaction behaviour, financial discipline, and evaluated credit capacity.
No. It is not an open marketplace. Access to procurement is controlled and based on structured evaluation and performance.
Contractors, builders, fabricators, and retailers who operate with consistent procurement needs and disciplined payment practices.
Access & Onboarding
You begin by initiating the onboarding process and completing basic business verification.
No. Initial transactions are required to establish a transaction foundation before any financial evaluation or limit structuring.
Basic business verification documents such as GST details, business registration, and identity proofs may be required during onboarding.
Transactions & Profile
Initial transactions help establish a measurable record of procurement and payment behaviour, which forms the basis for evaluation.
It is a dynamic, data-backed profile that evolves based on your transaction consistency, payment discipline, and business activity.
Yes. Consistent and disciplined transaction behaviour strengthens your profile and increases your access capacity.
Financial Evaluation & Limits
Independent financial partners evaluate your eligibility based on transaction data and business profile.
Limits are structured based on your transaction behaviour, payment history, and overall financial profile.
No. Limits evolve based on ongoing performance and transaction consistency.
No. Financial access is subject to independent evaluation and is not guaranteed.
Khyati Trade Pay
Khyati Trade Pay is the financial layer within Concommerce™️ that enables structured procurement through evaluated limits and transaction-based credit structuring.
It is not relationship-based or assumption-driven. It is structured around real transaction data and performance.
Materials & Procurement
Materials include TMT Bars, Structural Steel, Cement (Non Trade), Ready Mix Concrete, Plumbing Pipes, Putty & POP, and Blocks.
Access depends on your approved limits and transaction continuity.
Payments & Discipline
Delayed payments may impact your transaction profile, reduce access limits, or restrict further procurement.
System-level restrictions may apply, including reduced limits or suspension of access.
For Manufacturing Partners
Manufacturers can align with the system to supply materials within a structured, performance-driven procurement environment.
Access to verified buyers, predictable demand cycles, and controlled payment environments.
Legal & Compliance
Concommerce™️ is operated by Khyati Contech Private Limited.
No. Financial access is facilitated through independent financial partners and subject to their evaluation.
You can review the Terms & Conditions, Privacy Policy, and Credit Policy on the website.
Access is not instant. It is built through discipline and consistency.
WHY CONCOMMERCE?

Centralised B2B sourcing, verified materials, Experience Centres, and flexible credit options — all backed by Khyati Infra Mart.

Build faster, source smarter, and scale confidently with Concommerce.

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